Earn up to 500,000 Naira monthly – Direct payments to account Fairmoney Loan

how to make money FairMoney

FairMoney Loan is a licensed online lender, that provides instant loans and bill payments.

how to make money FairMoney

How can I get an instant loan on Fairmoney?

You need an Android phone. Download the FairMoney app here from the Google Play Store. Sign up with the phone number linked to your BVN, answer a few questions and confirm your identity to receive a loan offer. If you accept it, you will receive your loan instantly in your preferred bank account! also read our latest post on How to Apply And Qualify for GTbank Quick Credit Loan (100% Working Trick)

How much can I borrow and for how long

FairMoney offers loans from N1,500 to N500,000 with repayment periods from 61 days to 180days at monthly interest rates that range from 10% to 30% (APRs from 120% to 360%). The better your lending history and positive behaviour, the more you can access and the longer the period!

FairMoney is much more than a loan app: you can also pay for cable TV, buy airtime and mobile data bundles with NO transaction fees!

Instant loans up ₦500,000 without collateral or paperwork.
Quickly sort out any business or personal loan need, download the FairMoney app, sign up and follow a simple application process to get an instant loan in only 5 minutes.

FairMoney is a fast, secure, reliable and free Android mobile banking app, available in Nigeria. We make getting loans and paying bills fast and easy. You can also earn bonus cash when you invite your friends.


On FairMoney anyone can access loan amounts between ₦1,500 to ₦500,000 with repayment periods from 61 days to 180 days.

Monthly interest rates range from 10% to 30% and respective APRs from 120% to 360%.

Fairmoney are giving up to 1% daily discounts to reward their clients for early re-payments and charge up to 1.5% daily late fees for late payments.

There are no additional fees for processing your loan or any hidden costs associated.

You can repay your loan via bank transfer with your unique Providus Bank account number, USSD or debit card.

Borrow NGN100,000 over 3 months
Interest rate: 30%
Three repayments of NGN 43,333
Total amount payable: NGN130,000
Representative: 120% APR


FairMoney offers discounts on online payments!
Now you can renew your subscription on DStv, GOtv and Startimes with NO TRANSACTION FEES!
You can also get a 3% discount instantly when you buy airtime and mobile data on all networks in Nigeria (MTN, Airtel, 9Mobile and Glo).

Anyone in Nigeria can renew cable TV subscriptions and recharge airtime and data to increase your credit score and get higher loans and discounts.

For more information keep reading below or read our Frequently Asked Questions (FAQs) on www.fairmoney.ng. You can also send us an email to help@fairmoney.ng or from 9am-5pm every Mon-Fri.


We are more than a loan app.

Fairmoney is the answer to business & personal loans as well as quick and easy access pay bills.
We are working hard to provide you with the best services to make your life better. Very soon you will look to FairMoney for your electricity bill payments, current account, savings and much more!

– All you need is your phone number and BVN to apply for a loan of up to ₦500,000 from your phone.

– You will receive your loan in only 5 minutes!

– Spread repayments in multiple instalments for more flexibility and ease.

– We encrypt the data you choose to share with us to protect your privacy.

– Get an instant loan or make payments with no hidden charges or transaction fees.

– Build your credit score and get access to higher loans, discounts or flexible interest rates when repayments are made on time.

– Track your loan history and transactions to stay on top of your finances.

– We reward you with a N500 discount off your loan when you invite your friends to get a loan with FairMoney.

– Get a 3% discount when you buy airtime or mobile data and pay no transaction fees when you renew your cable TV. The cheapest rate in Nigeria!


Download the FairMoney app
– Sign up with your phone number
– Create your secure PIN


– Click ‘Apply’ on the home page
– Answer a few simple questions
– Receive a loan offer
– Select amount and period
– Accept loan offer
– Enter bank details to receive your money

Also Read: Nigeria Youth Investment Fund (NYIF) application form – how to apply

HOW TO PAY BILLS on Fairmoney App

Select ‘Airtime, bills’ from the main menu
– Select a category (‘Airtime’, ‘Data’ or ‘Cable TV’)
– Follow the on-screen instructions
– Choose a card
– Confirm payment


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